Free CAGR Calculator
CAGR (compound annual growth rate) is the steady yearly rate that would take a starting value to an ending value. Use it to compare investments over different periods.
Note: Results are estimates for learning and planning. They are not financial, tax or investment advice, and actual figures from your bank or lender may differ. See our disclaimer.
How to use CAGR Calculator
- Enter the starting value of your investment.
- Enter the ending value.
- Enter the number of years between them.
- Click Calculate CAGR.
About this tool
CAGR = (Ending value ÷ Starting value)^(1 ÷ Years) − 1. For example, an investment that grows from ₹1,00,000 to ₹2,50,000 in 5 years has a CAGR of about 20.1% a year. CAGR smooths out the ups and downs, so real year-to-year returns are different. It does not account for money you add or withdraw in between. For regular SIP investments, XIRR is a better measure and this tool does not calculate it.
Frequently asked questions
What is CAGR?
The steady yearly growth rate that links a starting value to an ending value over a period.
Can CAGR be negative?
Yes, if the ending value is lower than the starting value, CAGR is negative.
Is CAGR the same as average return?
No. The simple average of yearly returns is not the same as CAGR, because CAGR includes compounding.
Can I use it for SIP returns?
Not accurately. With regular investments, XIRR is the right measure.
Is my data stored?
No. Everything runs in your browser.